Abstract

Women entrepreneurs suffer from various obstacles, such as gender gap or discrimination, few years of business experience and limited access to financing. The first part of this study explains the theoretical base of the Islamic microfinance, going through religious and ethical principles and financial contracts related to these principles. By using these theoretical aspects, the present study tried to evidence the main reasons for the “feminization of microfinance” in Pakistan. This study tries to answers, why, Islamic microfinance is an answer to improvement in women entrepreneurship. The second part of this study highlights social and environmental factors acting as a hindrance to female-entrepreneurship development. The primary data set is collected through field surveys from major administrative units of Pakistan to make sample more representative of Pakistan, where major Islamic micro-financing institutions are in operation.

Authors

1-Nazima Ellahi
Assistant Professor,Department of Business & Technology, Foundation University Islamabad, Pakistan.

2-Muhammad Awais
Assistant Professor,Department of Business Administration, Foundation University Islamabad, Pakistan.

3-Asif Raza
Head of Business Operations,Digital Product Limited (DPL),Islamabad, Pakistan.

Keywords

Women Entrepreneurship, Islamic Microfinance Credit, Obstacles to growth.

DOI Number

10.31703/ger.2018(III-II).08

Page Nos

76-84

Volume

III

Issue

II